how much for car and insurance?

[kodys00galant]

How much is everyone paying for insurance and their car.

I bought my 2000 Galant ES V6 with sunroof for $6700 and currently pay $64 for full coverage insurance a month.

[kodys00galant]

Sorry I am also 20 years old for the insurance and bought my car with 40,000 miles

[SkylineG1]

Lucky ass. I live in Buffalo, NY and I pay $1400 every 6 months. No accidents or tickets. I 've tried everyone of the major insurace companies out there and this was the best price I got. And I'm 25!

[FastNFabolous]

Both my 8G & 6GVR4 are paid & my insurance is $ 250. It should have been less.

[kodys00galant]

no tickets either or accidents

[ChikagoGTZ]

It depends on where you live, and what coverage you want.

[SkylineG1]

no tickets either or accidents

Nope. I have full coverage insurance and the companies say that this car is #16 on the stolen list in America. And don't forget this is NY. The only thing that brings it up that high is the damn comprehensive part. I think mine is about $700.

[devgrp]

I pay $67 per month for a 99 Galant (full coverage) and a 92 Camry(liability)

[Reelax]

i'm pretty convinced california is the most expensive place to live in the country. '99 V6 full coverage = $298.63/month.

[ChikagoGTZ]

It's easy to say "full" coverage, but insurance is much more diverse than that. What are your coverage details. $100k/$400k (Per person/per accident) and what are your deductables? $250, $500, $1000, etc.

The area you live in is a huge factor as well.

Do you have towing, rental car, roadside assistance, etc?

Some of these seem awful low, they're likely bare minimum "full" coverage with 30k/100k, or lower possibly.

[BxGalant99]

My car is under my friends name. I would have to pay $7500 for liability under my name, i live in the Bronx NY though lol.

[BKLYNLANG1]

im paying $150 a month for a 2003 galant & im insured in jersey

[gtx]

i'm pretty convinced california is the most expensive place to live in the country. '99 V6 full coverage = $298.63/month.

OMG that would just menthaly kill me!!!

2001 GTZ 105/month full cov.

[NYmagicstk]

I pay $67 per month for a 99 Galant (full coverage) and a 92 Camry(liability)

Where you get insurance? Shit if I can get insured for that price in NY that would be great. I'm about to go to PA to get my shit registered and insured.

Another question... For those of you with; Kits, I.C.E., rims and whatnot, does "Full Coverage" cover loss or damage to those parts? I've been wondering that for a while. I want to get a kit, but I know it'll get f'd up in NY, plus I need for my insurance to cover my tv's in case they get stolen.

[SkylineG1]

I pay $67 per month for a 99 Galant (full coverage) and a 92 Camry(liability)

Where you get insurance? Shit if I can get insured for that price in NY that would be great. I'm about to go to PA to get my shit registered and insured.

Another question... For those of you with; Kits, I.C.E., rims and whatnot, does "Full Coverage" cover loss or damage to those parts? I've been wondering that for a while. I want to get a kit, but I know it'll get f'd up in NY, plus I need for my insurance to cover my tv's in case they get stolen.


Well DEVGRP lives in NY but all his cars are registed & insurance in NC and unless you let the insurance company know what is definately on your car then they won't cover it. But bear in mind that if you tell them all that your insurance will skyrocket.

[ChikagoGTZ]

I pay $104/month and have full coverage, $250 deductable and 100k/300k liability, towing, rental car, and Allstate Roadside (like AAA). I'm near Chicago, so that's a negative, but I'm 25 so it's cheaper. Plus, I'm getting married and it's gonna be going down again. The Galant is expensive though. I priced out a brand new $37,000 Nissan Murano and it's only 350/6 mo. (almost 1/2 the cost of my 00 GTZ's insurance)

All state insures everything on the car that you have a receipt for. If you file a comprehensive claim, the deductable is usually $500, unless a police report is filed, then it's $250 I believe. So, this covers Superchargers, rims, ICE, CDs, etc. I'm rather happy with AllState, they even cover me for Autocrossing (though I believe I will be immediately dropped if I had an accident.)

Dave

[raw0055]

I must live in a good area i have 2 cars full coverage on both all stero rims and aftermarket covered with gap ins towing the whole nine yards 72/month

[ChikagoGTZ]

I must live in a good area i have 2 cars full coverage on both all stero rims and aftermarket covered with gap ins towing the whole nine yards 72/month

Yeah, that's Ohio for you.

[raw0055]

raw0055 wrote:
I must live in a good area i have 2 cars full coverage on both all stero rims and aftermarket covered with gap ins towing the whole nine yards 72/month

ChikagoGTZ wrote:


Yeah, that's Ohio for you.

I gotta love it i guess

I also have allstate

[IceDouTGaLanT]

i pay about $380 a month full coverage 20 years old.. ,-/

[bergundy2k1]

I pay $540 for my 2001 ES and my 93 Civic. The mitsu has full coverage with towing, rental, roadside and a $100 deductible. The honda only has liability. I am with Geico, i was with state farm but they charged $860 for the Mitsu alone with a $500 deductible and 50K/100K coverage. All I need to do now is to get the civic on the road and registered, it has been insured for 6 months and no damn tags. Too damn cold to work on it.

[steve urkel]

$3900 a year for 2001 with only liability

[mrjaydeeone]

um I pay around 2600 a year for full coverage 100/300 and full glass and rental and all that good stuff with a $500 deductible and I am 27 years old

[ipaintu]

i pay 148.00 month for 2 cars fully covered 350k/500k I have 2 sons that drive also. Im 40 and love my company. I have tow,full covered vandalizem,everything.

Someone was right on the "what your full coveage covers". I know alot of you have shitty companies and think your fully covered,wait till you see a accident.. I havent a deductable also.... I made damm sure what mine covered since I have 2 teenagers driving.. If they hit a higher priced car Im covered 100% I dont need gap insurance I dont have payments.

So I LOVE Gieco! oh Also they covering the Rims,radio,amps,bodykits,Tvs,DVD,and even neons....

Thanks

[NYmagicstk]

What State are you insured in ipaintu?

[simbgalant]

paid about $90 a month for
the g (full cover 10/30) and liability for the other car.

[ipaintu]

What State are you insured in ipaintu?


Lakeland Florida. I added the xtra on the car values due to the costs of most cars. That 10/30 isnt nuttin.. If you hit a jag,bmw,merc,or better your working for someone the rest of your life. I mean half you guys here have more that 10k into your cars. And might i add Galants arent that top of the line... Dont beat me for that Im just saying alot other cars cost alot more.... Think what 10k will get you in autos..

[Reelax]

i'm pretty convinced california is the most expensive place to live in the country. '99 V6 full coverage = $298.63/month.

OMG that would just menthaly kill me!!!

2001 GTZ 105/month full cov.

umm actually it's not that bad... my cable bill costs that much, so does my cell phone bill. if you think that's bad you should see my mortgages and other expenses.

and btw, that insurance includes all ICE and aftermarket stuff as well as rental etc; at least the car completely paid for now.

[mrjaydeeone]

i'm pretty convinced california is the most expensive place to live in the country. '99 V6 full coverage = $298.63/month.

OMG that would just menthaly kill me!!!

2001 GTZ 105/month full cov.

umm actually it's not that bad... my cable bill costs that much, so does my cell phone bill. if you think that's bad you should see my mortgages and other expenses.

and btw, that insurance includes all ICE and aftermarket stuff as well as rental etc; at least the car completely paid for now.

oh yeah I forgot about that also
the price I am paying includes coverage for aftermarket stuff in my car also

[kodys00galant]

It's easy to say "full" coverage, but insurance is much more diverse than that. What are your coverage details. $100k/$400k (Per person/per accident) and what are your deductables? $250, $500, $1000, etc.

The area you live in is a huge factor as well.

Do you have towing, rental car, roadside assistance, etc?

Some of these seem awful low, they're likely bare minimum "full" coverage with 30k/100k, or lower possibly.

I have$100k/$300K (per person/per accident. $500 Deductible.
Have the towing and roadside assistance.

[Jet Black]

19yo $1500/6m

[glantv699]

17 years old

99 Galant ES V6 ($8115 includes tax n tags)

$225/month

it hurts.....

[99BabyBenz-aka Herb]

Im in jersey 25yrs. old and pay $2,275.13 for full coverage (100k-300k) all electronics covered and rims&tires, no towing or rent a car, since i my boy has a tow truck and i have 2 car dollies. also have a truck thats insured by my parents for $600 a yr. for full coverage vs. 1200 yr for me with liability... No tickets or accidents.

[cowboybeebop]

i pay about $75 on my 2003 galant es in Houston,tx. I have state farm ins for full coverage

[LoWang]

2001 GTZ, after dealership and everything i payed 20 grand, around 300 a month, Insureance sucks for me I live on Long Island, 23 never had insurance before, i pay 5 grand a year about 500 a month

[jusmills]

25 yrs old...$1400 a year for insurance (full coverage 100k/300k/towing/comprehensive/rental @ $50 a day). You guys in NJ with higher insurance (if you have a clean driving record should really check into NJ Manufacturers Insurance...probably one of the lowest in the state). Also, my boy just switched to Geiko and his is pretty low ($1500 full coverage) his car is new and he's 25 too. One other thing is if you work with a bigger company, check with benefits, alot of times your company may get a special group rate...I know my company does and that's why mine is so low now...no accidents/tickets also helps.

[Marky]

I pay $150.00 a month for liability in the state of NJ

[n3oAcid24]

i pay $230 a month in chicago, il. thats for full cover. i pay more for insurance a month then what i pay for the car. that sucks ass.

[galant00]

justmills thanks for the tip.. i am paying 180 a month for full coverage and i am 24 with no tickets and no accidents.. my car is a 2000.. i should be paying like a 100..

[The F.B.I]

i just got my insureacne card(the thing you leave in the car) and it says my car is "galant es/GTZ? could i have a gtz? is it possible if it wasent a gtz for the payment to go down a lil bit?

[str8304]

i know a spot out here where its $100 a year but it ain't really valid though. its just used to get registrations, inspection stickers, and proof to show the coppers when they pull you over.

[SLS2000]

Boston
105 a month
full coverage
2000 LS
No Steps or bad points.

[Strahan]

I'm glad I read this post. I'm 31 and have GEICO, told them I wanted full coverage for my BMW. I never really thought to investigate how much coverage I have, and went to the site and checked it out. Pretty pathetic actually.. Everything is 15/30 except property damage which is 5k. Comp/coll with 100/500 deductibles, six month = $1020.

I filled out a quote form to up all coverages to the max, curious to see what it goes to https://www.thegalantcenter.org/style_emoticons/default/smile.gif

[Strahan]

GEICO just emailed me back:

"As you requested, I worked up a quote to make the following changes to your coverages:

Bodily Injury: $100,000 per person/$300,000 per accident
Property Damage: $50,000
Extraordinary Medical Benefits: $1,000,000
Uninsured Motorist Bodily Injury: $100,000 per person/$300,000 per accident
Underinsured Motorist Bodily Injury: $100,000 per person/$300,000 per accident

1997 BMW:
Rental Reimbursement: $1,500

With these changes, your new six-month premium would be $1,204.80. This is an increase of $184.40 per six months. Since your request was for a quote only, no changes have been applied.

Please note; I cannot offer a quote for the limits of coverage requested at this time. The coverages that can be offered are listed above."

Needless to say, I'm going to tell them to make the changes.. I skipped on their emergency road service cuz I have AAA Plus. I had asked for 300/300 and they quoted me 100/300, wonder why they said they cannot offer the limits requested. Have to ask them. But anyway, if you have crappy ass coverage, get a quote to max it, you may be suprised at how inexpensive peace of mind is after all https://www.thegalantcenter.org/style_emoticons/default/smile.gif

[Strahan]

Just called them, turns out it's because I haven't had a GEICO policy long enough to allow for 300/300. Ah well. Guess I'll make to make do with the 100/300.