how much for car and insurance?

**kodys00galant** · 05-13-2005, 11:41 PM

How much is everyone paying for insurance and their car.

I bought my 2000 Galant ES V6 with sunroof for $6700 and currently pay $64 for full coverage insurance a month.

**kodys00galant** · 05-13-2005, 11:43 PM

Sorry I am also 20 years old for the insurance and bought my car with 40,000 miles

**SkylineG1** · 05-13-2005, 11:45 PM

Lucky ass. I live in Buffalo, NY and I pay $1400 every 6 months. No accidents or tickets. I 've tried everyone of the major insurace companies out there and this was the best price I got. And I'm 25!

**FastNFabolous** · 05-13-2005, 11:47 PM

Both my 8G & 6GVR4 are paid & my insurance is $ 250. It should have been less.

**kodys00galant** · 05-13-2005, 11:47 PM

no tickets either or accidents

**ChikagoGTZ** · 05-13-2005, 11:57 PM

It depends on where you live, and what coverage you want.

**SkylineG1** · 05-13-2005, 11:59 PM

Originally Posted by kodys00galant

no tickets either or accidents

Nope. I have full coverage insurance and the companies say that this car is #16 on the stolen list in America. And don't forget this is NY. The only thing that brings it up that high is the damn comprehensive part. I think mine is about $700.

**devgrp** · 05-14-2005, 05:50 AM

I pay $67 per month for a 99 Galant (full coverage) and a 92 Camry(liability)

**Reelax** · 05-14-2005, 06:03 AM

i'm pretty convinced california is the most expensive place to live in the country. '99 V6 full coverage = $298.63/month.

**ChikagoGTZ** · 05-14-2005, 07:17 AM

It's easy to say "full" coverage, but insurance is much more diverse than that. What are your coverage details. $100k/$400k (Per person/per accident) and what are your deductables? $250, $500, $1000, etc.

The area you live in is a huge factor as well.

Do you have towing, rental car, roadside assistance, etc?

Some of these seem awful low, they're likely bare minimum "full" coverage with 30k/100k, or lower possibly.

**BxGalant99** · 05-14-2005, 08:31 AM

My car is under my friends name. I would have to pay $7500 for liability under my name, i live in the Bronx NY though lol.

BKLYNLANG1 · 05-14-2005, 09:04 AM

im paying $150 a month for a 2003 galant & im insured in jersey

**gtx** · 05-14-2005, 09:59 AM

Originally Posted by Reelax

i'm pretty convinced california is the most expensive place to live in the country. '99 V6 full coverage = $298.63/month.

OMG that would just menthaly kill me!!!

2001 GTZ 105/month full cov.

NYmagicstk · 05-14-2005, 09:59 AM

Originally Posted by devgrp

I pay $67 per month for a 99 Galant (full coverage) and a 92 Camry(liability)

Where you get insurance? Shit if I can get insured for that price in NY that would be great. I'm about to go to PA to get my shit registered and insured.

Another question... For those of you with; Kits, I.C.E., rims and whatnot, does "Full Coverage" cover loss or damage to those parts? I've been wondering that for a while. I want to get a kit, but I know it'll get f'd up in NY, plus I need for my insurance to cover my tv's in case they get stolen.

**SkylineG1** · 05-14-2005, 10:07 AM

Originally Posted by NYmagicstk

Originally Posted by devgrp

I pay $67 per month for a 99 Galant (full coverage) and a 92 Camry(liability)

Where you get insurance? Shit if I can get insured for that price in NY that would be great. I'm about to go to PA to get my shit registered and insured.

Another question... For those of you with; Kits, I.C.E., rims and whatnot, does "Full Coverage" cover loss or damage to those parts? I've been wondering that for a while. I want to get a kit, but I know it'll get f'd up in NY, plus I need for my insurance to cover my tv's in case they get stolen.

Well DEVGRP lives in NY but all his cars are registed & insurance in NC and unless you let the insurance company know what is definately on your car then they won't cover it. But bear in mind that if you tell them all that your insurance will skyrocket.

**ChikagoGTZ** · 05-14-2005, 10:12 AM

I pay $104/month and have full coverage, $250 deductable and 100k/300k liability, towing, rental car, and Allstate Roadside (like AAA). I'm near Chicago, so that's a negative, but I'm 25 so it's cheaper. Plus, I'm getting married and it's gonna be going down again. The Galant is expensive though. I priced out a brand new $37,000 Nissan Murano and it's only 350/6 mo. (almost 1/2 the cost of my 00 GTZ's insurance)

All state insures everything on the car that you have a receipt for. If you file a comprehensive claim, the deductable is usually $500, unless a police report is filed, then it's $250 I believe. So, this covers Superchargers, rims, ICE, CDs, etc. I'm rather happy with AllState, they even cover me for Autocrossing (though I believe I will be immediately dropped if I had an accident.)

Dave

**raw0055** · 05-14-2005, 10:18 AM

I must live in a good area i have 2 cars full coverage on both all stero rims and aftermarket covered with gap ins towing the whole nine yards 72/month

**ChikagoGTZ** · 05-14-2005, 11:05 AM

Originally Posted by raw0055

I must live in a good area i have 2 cars full coverage on both all stero rims and aftermarket covered with gap ins towing the whole nine yards 72/month

Yeah, that's Ohio for you.

**raw0055** · 05-14-2005, 11:10 AM

raw0055 wrote:
I must live in a good area i have 2 cars full coverage on both all stero rims and aftermarket covered with gap ins towing the whole nine yards 72/month

ChikagoGTZ wrote:

Yeah, that's Ohio for you.

I gotta love it i guess

I also have allstate