99 V6 should be fed-spec and just have 1 cat that's pretty cheap, but in the case that you do have a Cali-spec 3-cat model:
There are 3 cats and you need to find a new mechanic if he's even suggesting the OBD-II code could be related to the secondary cat (the single one that costs $400). I guess if it were EXTREMELY clogged you could be seeing catalyst efficiency codes on the front cats, but the car would have its power output cut in half at that point.
Hell, it could just be the O2 sensor. Your mechanic should be diagnosing these items by doing back pressure tests, etc rather than just relying on the OBD-II code that's being thrown up. A bad O2 sensor can lead to a bad catalytic converter, however (dumping fuel), so it's always good to check both.
It's my opinion that this reputable shop is trying to waste your money or they seriously don't know what they're doing.
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