Post a pic as your car sits now....

[Team Helotes]

I was preapproved last week for $33000 with nothing down last week. I have been looking at getting a new truck.

I do not think we need to whip them out and see whos is bigger I was just stating a fact from what I have seen.

[Serstylz2]

whip it ouuuuut

what

[Team Helotes]

whip it ouuuuut

what

lol

[WarmAndSCSI]

I was preapproved last week for $33000 with nothing down last week. I have been looking at getting a new truck.

I do not think we need to whip them out and see whos is bigger I was just stating a fact from what I have seen.

Good for you. Now go apply for the same loan at a Mitsubishi dealership and report back. There are so many factors, that you saying a 6% interest rate, which is BELOW average, is high was just a dumb statement. "I am able to get x% APR on a particular vehicle (*cough* not mentioning the dealer or manufacturer interest rate incentives) so that means somebody who is getting y%, even though below the national average, is paying too much." Dumb argument, deal with it.

[Team Helotes]

I did not get it I at a dealership I got it at my Credit Union they do not care what type of car it is.

I always get approved before I even go shopping.

On my first truck the dealer wanted to tote the note. I asked them what they could do and they were .75% higher than my bank so I told them no they came back and beat it buy .25%.

It is all a game and you have to know how to play it.

[WarmAndSCSI]

I did not get it I at a dealership I got it at my Credit Union they do not care what type of car it is.

I always get approved before I even go shopping.

On my first truck the dealer wanted to tote the note. I asked them what they could do and they were .75% higher than my bank so I told them no they came back and beat it buy .25%.

It is all a game and you have to know how to play it.

Like I said, I'm not paying 6%. Even if I were only paying 3.75% APR, at 60 months, my payment would actually be more... I have a 72 month loan. There is a major part of the difference.

Hell, if anybody here driving a modded out Galant can afford a $37k car, I've gotta ask... why are you still driving a Galant? Saving money... sure, to an extent that makes sense.

[IceDouTGaLanT]

Not ready to move on yet unless a find a SICK deal, also I need cash for inventory for my new bussiness which makes more sense to me at this moment.

[Team Helotes]

I drive it because I am a big guy and fit in it better than an Evo.

[WarmAndSCSI]

I drive it because I am a big guy and fit in it better than an Evo.

A Galant? My Evo by far has more room.

But I'll stand by what I said and that is basically that you've got to be making bank to afford a $35-40k car. Notice I say afford.

But I don't know after all...

[Team Helotes]

I have a 9g more room.

[zobgel]

[WarmAndSCSI]

There is a UFO hovering behind the Escort...

[Team Helotes]

there is a ufo hovering behind the escort...

lmao

[Ivory8g]

haha

[WarmAndSCSI]

Fine, laugh at me... I fucking see it there, I swear!

[ASTIG]

Like I said, I'm not paying 6%. Even if I were only paying 3.75% APR, at 60 months, my payment would actually be more... I have a 72 month loan. There is a major part of the difference.

Hell, if anybody here driving a modded out Galant can afford a $37k car, I've gotta ask... why are you still driving a Galant? Saving money... sure, to an extent that makes sense.

I was paying for a $25K car and a $35K car at the same time from 2000 to 2005. That's about $1400 a month with insurance. I love not having car payments monthly. I can probably afford more than a $40k car, but I just dont feel like working my ass off to pay off my bills.

[blue8g]

oh yea i can prolly afford a brand new honda fit! ya bitch ya!

but seriously this is about the gayest argument ever....

[WarmAndSCSI]

oh yea i can prolly afford a brand new honda fit! ya bitch ya!

but seriously this is about the gayest argument ever....

Yeah but I get tired of people being like "oooh, I want an Evo" ... "oh I'm getting this!" "I want that!"

I hear that shit way too much, day in and day out.

[blue8g]

oooh i want an evo....lol

but i'd rather have an ef hatch! jk but i do want one....i am a honda guy too

[ADExternal]

I always wonder why people can say "I can get this car" "I can get that car", its only blah blah blah X amount of money. and hell to know they dont know what their credit is, nor know how much interest or the basic concept of a loan.

Ive been follow the last several posts. A tip to all who are buying new cars.... it may be 30k for 60months/5years out the door at the dealership. But its gonna be around 48k by the time your done paying for it. Now under the circumstances that your down payment is 20k and your credit is like 800+ with you being well over 25 (i would just be wondering why your buying an evo) aside the the point. So much variation are taken into consideration. Correct me if im wrong, Now when TJ says "afford" i believe he means, you have no problem handling monthly payments with plenty to spare at the end of every month with all other expenses taken care of also. Examples, You make 2k a month, your evo&insurance cost you 600$ + 1k$ of bill and daily expenses leaving you with 400$ to spare. vs you make 5k a month your evo&insurance cost you 900$ + 3.5k$ of bill and daily expenses (iono you have to much kids or something aka child support) ending up with the same 400$ to spare. So if you have money to spare after paying your monthly bill of evo and the expenses that come with it. Then you can afford it.